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How to Get Your Offer Accepted in the San Diego Market

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There are a few things you can do to make sure your offer is accepted in today’s market. Here are four specific tips:

  1. Work with a Realtor who understands the market. The market is not responding in the same way in all price points, in all neighborhoods. You need to work with an agent who understands that if there is low inventory and high demand, your offer may need to be at or above list price. Conversely, if there is a surplus of inventory, your Realtor should know to be more aggressive with the initial offer.
  2. Get pre-approved for financing. This is just as important as working with a knowledgeable Realtor. The seller wants to know you’re financially qualified to purchase their home. We highly recommend you get pre-approved. Submit a loan application, get a credit check, and line everything up with a lender. The lender should have good name recognition in the industry. You want a lender who will help sell your offer to the seller.
  3. Provide proof of down payment funds. Again, this helps build a solid offer package so the seller has no questions about your ability to close on the deal.
  4. Have a clean and well written offer. Check all the required boxes, sign and initial in the right places, and ensure that the terms and services have been pre-negotiated. Present an offer the seller can accept.

These four elements are crucial to presenting a winning offer. However, there are a few other things we do to make your offer stand out. For example, as your agent, we write a cover letter for your offer package that gives the seller a little bit of your background and why you are a great buyer for their home.

We may also ask you to write a cover letter. Tell the seller your story and consider including pictures of yourself or your family. Your letter helps make an emotional connection with the seller.

When we submit the offer, we also copy your lender on the email. We then have the lender follow up with the listing agent to assure them you are able to get the deal done. The lender will also reassure the listing agent we are quality real estate agents to work with. Working with a professional, courteous Realtor gives you an edge, because extra-aggressive agents can be an indicator that the escrow process might not go so smoothly.

If you have any questions, give us a call or send us an email. We look forward to hearing from you.

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